San Diego Land and Manufactured Home Sales and Finance

Thinking about Buying or Selling a Land Owned Manufactured Home? Trust a Land Home Broker that's a Lender Too.

Years of Experience and a Commitment to Value  

Manufactured homes and land in California provide some of the most affordable home ownership opportunities in Calfornia. Whether you are looking to Buy, Sell, Build New or Replace a Manufacture Home on Land, we can help with sales and finance. 

califonia-manufactured-home-and-loan-programs

MH Factory Homes is a product of California mortgage professionals. We've helped thousands of buyers realize their dream of home ownership. We offer construction funding on most projects. 

Manufactured Homes on Land are Great Opportunity for Southern California Seniors and Families too.

Owning a manufactured home on land allows California home buyers to maximize style and space at far less cost than traditional site built homes. There are different types of 55 plus and all age community land ownership; each a bit different. Fee simple, Planned Unit Development, Approved Condominium Parks and even Cooperative Communities exist in California.  For more on ownership types, read here...  

Site owned manufactured homes typically appreciate with the market. Land ownership provides other advantages including access to Conventional, FHA and VA loan programs for financing as well as tax advantages for many home owners. As a part of The MH Loans California Companies, we provide financing programs geared to factory built home ownership.

Purchase an Existing Manufactured Home

As real estate is involved, we handle all purchase land home transactions through our real estate brokerage, MH Realty Associates. There is an active market and exceptional value in Southern California particularly for manufactured homes in senior resident owned communities and planned unit developments. Use our MLS Search to see Active Manufactured Home Listings. 

Purchase and Remodel

We offer an FHA 203K Purchase and Remodel Program. Repairs and remodel costs are estimated up front and included in your new loan.  

Purchase and Replace

A trend that will increase across the Southern California manufactured home market is to purchase an existing home, demolish it and replace it with a new home. Finding the right opportunity requires a bit of patience, but also requires a ready willing and able buyer. A purchase and replace offer requires more time to execute due to planning and permitting times. Budgeting and pre-qualifying can be done in advance allowing you to move quickly when opportunity comes. 

Build New on Your Land or Find a Site

Our One Time Close loan is a great option for new manufactured on modular home construction. Our network team will help you with planning and execution. Own your land or have it under a land contract? Your equity is your down payment. 

Time to Sell Your Land Owned Manufactured Home?

Whether your manufactured home is owned Fee simple, in a Planned Unit Development, in Approved Condominium Parks or even a Cooperative Community, we can help you get the best value.  For more on ownership types, read here...  

Working with a Manufactured Home Specialist that is a Lender Makes a Difference.

Marketing Your Home

All land home sales transactions through our real estate brokerage, MH Realty Associates. There is an active market and exceptional value in Southern California particularly for manufactured homes in senior resident owned communities and planned unit developments.

Valuation and Preparation

Our experience allows to provide you the best pre-sale estimate in the market. We've closed thousands of mobile and manufactured home loans and know what buyers, lenders and appraisers are looking at. You know manufactured home sales are different. We have the best data availble to help with your decision. Experience and insight make a difference.  

Consider Replacement

Don't really want to move? Consider Replacement. We can use the equity in your land as down payment on a new One Time Close Construction loan. Have to sell a 1970s or 1980s model home with extensive upgrade requirements? There are buyers in the market that want your home. Talk to us about a realistic market assessment of your home and financial situation. We can help you maximize your home's potential.